Tag
Social Security
7 articles
Six-Figure Tax Trap: Why Retirees' 401(k) Withdrawal Mistakes Cost So Much
Unoptimized traditional 401(k) withdrawal sequencing can cost retirees $50,000 to $100,000 in unnecessary taxes over retirement—but the fix requires planning years before distributions begin
Last August Social Security Payments Due Aug. 26 as 2032 Fund Depletion Approaches
The final August payment round arrives Wednesday; trustees warn the retirement fund will deplete by 2032 without congressional action.
Lifting the $184,500 Payroll Tax Cap Would Hit 6 Percent of Workers—and Close Two-Thirds of Social
A bipartisan Senate proposal to remove the Social Security wage cap could generate $3 trillion over a decade but still leave the program roughly one-third short of full solvency.
Social Security's Solvency Gap Has a Targeted Fix — Tax High Earners More, Cap What They Collect
A CRFB proposal would cap couple benefits at $100,000 and require top earners to pay more payroll tax with no added benefit in return.
Social Security Hits 2033 Funding Cliff — Claiming Age Determines How Much You Lose
Congress has less than a decade to patch Social Security's trust fund shortfall, but individual claiming decisions can offset a significant share of any future benefit cut.
S&P 500's Trillion-Dollar Alpha: Social Security's Failure Demands Investor Action
The stark contrast between S&P 500's compounding returns and Social Security's fixed payouts exposes a critical systemic flaw, compelling investors to aggressively re-evaluate long-term capital allocation.
Consumer Spending Under Pressure as Fed Rates Bite; Discretionary Stocks Face Downside
The Federal Reserve's sustained hawkish stance threatens to crimp consumer purchasing power, directly impacting discretionary spending and raising red flags for equity valuations across the board.