Glossary · Earnings

Book value

Book value is the net worth of a company calculated as its total assets minus its total liabilities, as recorded on the balance sheet.

What it is

Book value, also known as shareholder equity or net asset value, represents the net worth of a company according to its financial statements. It is calculated by subtracting a company's total liabilities from its total assets. Essentially, it reflects the value of a company's assets that would remain if it liquidated all its assets and paid off all its debts. Book value is an accounting measure, often differing from a company's market capitalization.

Investors use book value, often in conjunction with market price, to evaluate a company's valuation. The price-to-book ratio (P/B ratio), which divides a company's market price per share by its book value per share, helps determine if a stock is undervalued or overvalued relative to its assets. Value investors often seek companies trading below their book value, believing they are getting assets at a discount. However, book value may not fully capture intangible assets like brand reputation or intellectual property.

Why it matters

Book value helps you assess if a stock is undervalued or overvalued relative to its tangible assets, providing a foundational measure of a company's intrinsic worth.

Reviewed under editorial standardsUpdated September 26, 2026Not investment advice