AI agents can now purchase more than 5,400 services directly on the XRP Ledger. Payment infrastructure developer t54 announced Nov. 13 that its expanding directory connects automated buyers with a growing network of digital service providers accepting XRP and Ripple's dollar-backed RLUSD stablecoin for computing, data and other digital offerings.
The XRPL AI Hub dashboard reported 5,410 live services as of Nov. 13, with 193 registered merchants contributing to the catalog. This activity has resulted in 15,692,399 settled payments totaling more than $78,000 in cumulative value.
The hub launched in July when agent payments were approaching one million. By Oct. 3, tracked operations reached nearly 12 million payments. This acceleration reflects growing demand for data purchases, AI model access, financial data, risk assessments and credit services—resources automated buyers can now tap directly on the ledger.
The x402 payment standard governs these transactions. A service provider communicates its price and payment requirements. The buyer signs a transaction, and t54's facilitator acts as an intermediary—verifying the transaction against stated requirements, submitting it to the XRPL and returning the settlement result while the payer maintains control of their private keys.
Ripple's XRPL AI Starter Kit provides developer tools and integrations that include x402 support, contributed by t54. The kit enables agents to purchase API access, computing power and AI inference using either XRP or RLUSD, with integrated wallet tools for balance checks, payments and transaction tracking.
Service providers retain autonomy in pricing. RLUSD supports dollar-denominated transactions, complementing XRP purchases. AI model access is listed at 0.0005 RLUSD per request, while cryptocurrency token analysis costs 0.001 XRP per request.
The x402 standards effort extends beyond the XRPL, supporting various payment methods for automated commerce. Ripple joined the Linux Foundation-backed group as a premier member in July, alongside Visa, Stripe, Google and Mastercard.
Large catalogs from individual merchants expand the hub's service count significantly. The Monid Tool Router, which aggregates services from multiple providers, joined Oct. 20 and added over 2,600 pay-per-call offerings sourced from more than 80 distinct providers.
